{"id":5798,"date":"2026-03-16T02:49:36","date_gmt":"2026-03-15T21:19:36","guid":{"rendered":"https:\/\/itzeazy.in\/blog\/?p=5798"},"modified":"2026-03-17T02:51:34","modified_gmt":"2026-03-16T21:21:34","slug":"car-insurance-transfer","status":"publish","type":"post","link":"https:\/\/itzeazy.in\/blog\/2026\/03\/16\/car-insurance-transfer\/","title":{"rendered":"Transfer Car Insurance to New Owner"},"content":{"rendered":"\n<p><span style=\"font-weight: 400;\">Have you sold  car and want to know how to transfer car insurance to new owner? Car insurance name transfer is an important step of selling or buying a used car and should not be ignored.&nbsp; Selling or buying a used car is an important decision that requires to follow certain process for ownership transfer with name change on necessary documents. For the same, you should  transfer car insurance to new owner to make sure all&nbsp; documents and insurance have been transferred to new owner name. <\/span> Wether you sold or bought a car, the blog will help you to know process of  car insurance transfer.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_53 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69f0e0aeb6c1b\" ><span class=\"\"><span style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input aria-label=\"Toggle\" aria-label=\"item-69f0e0aeb6c1b\"  type=\"checkbox\" id=\"item-69f0e0aeb6c1b\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/itzeazy.in\/blog\/2026\/03\/16\/car-insurance-transfer\/#Car_insurance_transfer\" title=\"Car insurance transfer\">Car insurance transfer<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/itzeazy.in\/blog\/2026\/03\/16\/car-insurance-transfer\/#Why_transfer_of_car_insurance_necessary\" title=\"Why transfer of car insurance necessary?\">Why transfer of car insurance necessary?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/itzeazy.in\/blog\/2026\/03\/16\/car-insurance-transfer\/#When_to_apply_for_transfer_of_car_insurance\" title=\"When to apply for transfer of car insurance?\">When to apply for transfer of car insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/itzeazy.in\/blog\/2026\/03\/16\/car-insurance-transfer\/#Documents_required_for_transfer_of_car_insurance\" title=\"Documents required for transfer of car insurance&nbsp;&nbsp;\">Documents required for transfer of car insurance&nbsp;&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/itzeazy.in\/blog\/2026\/03\/16\/car-insurance-transfer\/#Steps_to_Transfer_Car_Insurance\" title=\"Steps to Transfer Car Insurance\">Steps to Transfer Car Insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/itzeazy.in\/blog\/2026\/03\/16\/car-insurance-transfer\/#FAQs\" title=\"FAQs\">FAQs<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Car_insurance_transfer\"><\/span><span style=\"font-size: 24px;\">Car insurance transfer<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Car insurance transfer to a new owner <span style=\"font-weight: 400;\">is a very important <\/span> for seller and buyer as well<span style=\"font-weight: 400;\">. According to the law enacted by the Ministry of Transport, the seller is responsible for transferring the car insurance policy to the new owner. Buyers need to make sure that the policy is forwarded to their name. <\/span><\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Why_transfer_of_car_insurance_necessary\"><\/span><span style=\"font-size: 24px;\">Why transfer of car insurance necessary?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul>\n<li>As per Motor Vehicles Act, the insurance must be in name of the registered owner. As a buyer, you will not get any claim on insurance if it requires in an accident.<\/li>\n\n\n\n<li>For seller,If the insurance is not transferred, he\/she will not get NCB for new car.<\/li>\n\n\n\n<li>In case of theft, accident, or total damage, if the insurance policy is not in buyer name, you won\u2019t receive the compensation.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"When_to_apply_for_transfer_of_car_insurance\"><\/span><span style=\"font-size: 24px;\">When to apply for transfer of car insurance?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The car seller needs to change for the transfer of car insurance, but as a buyer, it is your duty to make sure the insurance transfers along with the other documents. After <a rel=\"noreferrer noopener\" href=\"https:\/\/itzeazy.in\/blog\/2025\/03\/21\/vehicle-ownership-transfer\/\" data-type=\"post\" data-id=\"1672\" target=\"_blank\">RC transfer<\/a>, insurers provide 14 days of third-party claim coverage, but after 14 days, the new owner is liable for any damages or third-party loss. Therefore, you should apply for transfer of car insurance at the same time you have started ownership transfer process.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Documents_required_for_transfer_of_car_insurance\"><\/span><b>Documents required for transfer of car insurance&nbsp;&nbsp;<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Here are list of documents you will require for car insurance transfer online<\/p>\n\n\n\n<ul>\n<li><span style=\"font-weight: 400;\">Original vehicle registration certificate (RC).&nbsp;<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Proof address of buyer<\/span><\/li>\n\n\n\n<li>Proof of identity of buyer<span style=\"font-weight: 400;\"> <\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Existing insurance documents.&nbsp;<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Receipts from RTOs on Forms 29, and 30&nbsp; signed by both the buyer and seller as proof of sale.&nbsp;<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Buyer and seller passport photos.&nbsp;<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Vehicle inspection report issued by an insurance company.&nbsp;<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400;\">Clearance certificate from the owner in front of the car to transfer insurance to new owner.&nbsp;<\/span><\/li>\n\n\n\n<li>Road tax receipts<\/li>\n\n\n\n<li>NOC from financer<\/li>\n\n\n\n<li>Original invoice of car<\/li>\n<\/ul>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Steps_to_Transfer_Car_Insurance\"><\/span><span style=\"font-size: 24px;\">Steps to Transfer Car Insurance<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><span style=\"font-weight: 400;\">To transfer insurance to new owner<\/span>,<span style=\"font-weight: 400;\"> you need to follow these steps:&nbsp;<\/span><\/p>\n\n\n\n<ul>\n<li>Inform the insurance company: You have to notify your current insurer about the car ownership transfer. It may be done online or visiting office.<\/li>\n\n\n\n<li>Documentation required: <span style=\"font-weight: 400;\">Submit all required documents, along with forms 29, 30, and a certificate of ownership to initiate the transfer of vehicle insurance.\u00a0<\/span><\/li>\n\n\n\n<li>Pay transfer fee: You have to nominal fees for car insurance transfer<\/li>\n\n\n\n<li>Inspection of car: <span style=\"font-weight: 400;\">When the inspection is complete, the policy will be forwarded to the name of the new owner.\u00a0The insurance company dispatches an investigation team to inspect the vehicle to continue the process.\u00a0<\/span><\/li>\n\n\n\n<li>Car insurance name transfer: You will get new policy with owner name<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"alignleft\"><img decoding=\"async\" loading=\"lazy\" width=\"128\" height=\"128\" src=\"https:\/\/itzeazy.in\/blog\/wp-content\/uploads\/2021\/04\/also-read.webp\" alt=\"also read\" class=\"wp-image-4773\" srcset=\"https:\/\/itzeazy.in\/blog\/wp-content\/uploads\/2021\/04\/also-read.webp 128w, https:\/\/itzeazy.in\/blog\/wp-content\/uploads\/2021\/04\/also-read-88x88.webp 88w\" sizes=\"(max-width: 128px) 100vw, 128px\" \/><\/figure><\/div>\n\n\n<p><a href=\"https:\/\/itzeazy.in\/blog\/2022\/03\/02\/car-ownership-transfer\/\" target=\"_blank\" rel=\"noopener\">Car Ownership Transfer<\/a><\/p>\n\n\n\n<p><a rel=\"noopener\" href=\"https:\/\/itzeazy.in\/blog\/2022\/02\/13\/rc-transfer-documents-required\/\" target=\"_blank\">RC transfer documents required<\/a><\/p>\n\n\n\n<p><a rel=\"noopener\" href=\"https:\/\/itzeazy.in\/blog\/2022\/01\/04\/rc-transfer-cost\/\" target=\"_blank\"><\/a><a rel=\"noopener\" href=\"https:\/\/itzeazy.in\/blog\/2022\/02\/17\/vahan-parivahan-rc-status\/\" target=\"_blank\">Vahan RC status<\/a><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span><span style=\"font-size: 24px;\">FAQs<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\t\t<section\t\thelp class=\"sc_fs_faq sc_card    \"\n\t\t\t\t>\n\t\t\t\t<h4>Is it possible to transfer vehicle insurance?<\/h4>\t\t\t\t<div>\n\t\t\t\t\t\t<div class=\"sc_fs_faq__content\">\n\t\t\t\t\n\n<p>Yes, you can transfer vehicle insurance after selling or buying vehicle.<\/p>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section\t\thelp class=\"sc_fs_faq sc_card    \"\n\t\t\t\t>\n\t\t\t\t<h4>Can I drive a newly purchased second hand car without transferring insurance?<\/h4>\t\t\t\t<div>\n\t\t\t\t\t\t<div class=\"sc_fs_faq__content\">\n\t\t\t\t\n\n<p>Yes, there is 14 days third party insurance after ownership transfer within which you can drive a newly purchased second hand car without transferring insurance.<\/p>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section\t\thelp class=\"sc_fs_faq sc_card    \"\n\t\t\t\t>\n\t\t\t\t<h4>How long does the car insurance transfer process take?<\/h4>\t\t\t\t<div>\n\t\t\t\t\t\t<div class=\"sc_fs_faq__content\">\n\t\t\t\t\n\n<p>Usually it takes 2 to 5 working days for car insurance transfer process , depending on the insurer and completeness of documents.<\/p>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/section>\n\t\t\n<script type=\"application\/ld+json\">\n\t{\n\t\t\"@context\": \"https:\/\/schema.org\",\n\t\t\"@type\": \"FAQPage\",\n\t\t\"mainEntity\": [\n\t\t\t\t\t{\n\t\t\t\t\"@type\": \"Question\",\n\t\t\t\t\"name\": \"Is it possible to transfer vehicle insurance?\",\n\t\t\t\t\"acceptedAnswer\": {\n\t\t\t\t\t\"@type\": \"Answer\",\n\t\t\t\t\t\"text\": \"<p>Yes, you can transfer vehicle insurance after selling or buying vehicle.<\/p>\"\n\t\t\t\t\t\t\t\t\t}\n\t\t\t}\n\t\t\t,\t\t\t\t{\n\t\t\t\t\"@type\": \"Question\",\n\t\t\t\t\"name\": \"Can I drive a newly purchased second hand car without transferring insurance?\",\n\t\t\t\t\"acceptedAnswer\": {\n\t\t\t\t\t\"@type\": \"Answer\",\n\t\t\t\t\t\"text\": \"<p>Yes, there is 14 days third party insurance after ownership transfer within which you can drive a newly purchased second hand car without transferring insurance.<\/p>\"\n\t\t\t\t\t\t\t\t\t}\n\t\t\t}\n\t\t\t,\t\t\t\t{\n\t\t\t\t\"@type\": \"Question\",\n\t\t\t\t\"name\": \"How long does the car insurance transfer process take?\",\n\t\t\t\t\"acceptedAnswer\": {\n\t\t\t\t\t\"@type\": \"Answer\",\n\t\t\t\t\t\"text\": \"<p>Usually it takes 2 to 5 working days for car insurance transfer process , depending on the insurer and completeness of documents.<\/p>\"\n\t\t\t\t\t\t\t\t\t}\n\t\t\t}\n\t\t\t\t\t\t]\n\t}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Have you sold car and want to know how to transfer car insurance to new owner? Car insurance name transfer is an important step of selling or buying a used car and should not be ignored.&nbsp; Selling or buying a used car is an important decision that requires to follow certain process for ownership transfer [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":5939,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"footnotes":""},"categories":[3660],"tags":[7366,7369,6366,7367,7365,7368],"yst_prominent_words":[3446,1448],"_links":{"self":[{"href":"https:\/\/itzeazy.in\/blog\/wp-json\/wp\/v2\/posts\/5798"}],"collection":[{"href":"https:\/\/itzeazy.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/itzeazy.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/itzeazy.in\/blog\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/itzeazy.in\/blog\/wp-json\/wp\/v2\/comments?post=5798"}],"version-history":[{"count":11,"href":"https:\/\/itzeazy.in\/blog\/wp-json\/wp\/v2\/posts\/5798\/revisions"}],"predecessor-version":[{"id":35541,"href":"https:\/\/itzeazy.in\/blog\/wp-json\/wp\/v2\/posts\/5798\/revisions\/35541"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/itzeazy.in\/blog\/wp-json\/wp\/v2\/media\/5939"}],"wp:attachment":[{"href":"https:\/\/itzeazy.in\/blog\/wp-json\/wp\/v2\/media?parent=5798"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/itzeazy.in\/blog\/wp-json\/wp\/v2\/categories?post=5798"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/itzeazy.in\/blog\/wp-json\/wp\/v2\/tags?post=5798"},{"taxonomy":"yst_prominent_words","embeddable":true,"href":"https:\/\/itzeazy.in\/blog\/wp-json\/wp\/v2\/yst_prominent_words?post=5798"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}