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RTO hypothecation removal process online in Mumbai

Want to apply for hypothecation removal in Mumbai online? Itzeazy provides service for hypothecation termination in Mumbai online. RTO hypothecation removal process in Mumbai is done by RTO.

If a vehicle is purchased on loan from a financier the same would be endorsed in the registration certificate. As soon as loan gets over , One must get hypothecation removal or hypothecation termination done . Its important because :

  • Ownership can not be transferred without removal of Hypothecation from the vehicle
  • NOC for other RTO will not be issued without doing HP removal
  • In case of loss of RC , application for duplicate RC needs to be endorsed by financer also
You can apply for HP Cancellation from RTO Mumbai, after paying off loan on the vehicle. But before applying, make sure all the documents required for Hypothecation cancellation has been arranged, like NOC from the bank or financing company.

You can apply for HP cancellation in Mumbai at the respective RTO. If you require any changes in RC after termination, like address change, you can do a HP deletion and the required changes in RC together.
HP termination

Hypothecation cancellation online in Mumbai

Itzeazy provides Consultancy for Hypothecation termination in Mumbai , provides end to end assistance along with documentation support to the clients.

In case you had bought your vehicle through Bank Financing, the vehicle would be hypothecated with the bank and name of the bank would appear in your RC book. Once you have cleared the loan, you should get the HP deleted.

We will take you through step wise procedure of getting NOC from bank for HP deletion, required documentation and make your due representation at RTO office in Mumbai.

Over View

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Hypothecation Termination in Mumbai - Overview

HP termination in Mumbai is to be applied in the concerned RTO where the vehicle is registered.

Normally HP deletion of vehicle process takes approx. 3-4 weeks time. However actual time may vary some time. Visit of registered owner or vehicle to the RTO is not required.


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Process for Hypothecation cancellation in Mumbai

  • Order online
  • Make 50% payment online
  • Upload documents for pre-check
  • Schedule pickup
  • Document pick-up & Process starts
  • Work completed
  • Make 50% balance payment & share address for dispatch
  • Documents delivered & order closed

Document Required

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Documents required for Hypothecation cancellation in Mumbai

  • Original RC
  • 2 copy of application in Form No.35
  • NOC from Bank
  • Copy of valid insurance
  • Copy of valid pollution certificate
  • Copy of Address proof (voter card/ passport/ telephone(MTNL/BSNL)/electricity bill/ Aadhar card) , any one


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RTO Forms for Hypothecation cancellation in Mumbai

  • Form 35
  • Sample form 35
  • Bank NOC sample
  • Form 34
  • Sample form 34


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Hypothecation cancellation in Mumbai - FAQ

1. Is there any validity period of NOC issued by Bank ?


Normally bank mentions validity period on the NOC issued by it. Check validity while submitting application to the RTO.

2. The validity of NOC issued by bank has been expired . what should I do ?


Get new NOC from the Bank as RTO wont except expired NOC.

3. Can I sell my car without removing hypothecation from it ?


No, hypothecation has to be removed first.

4. I am transferring my vehicle from Bangalore to Mumbai which is on loan from bank. Is it necessary to repay full loan amount to get NOC from RTO ?


Either you can repay complete loan and remove hypothecation or loan continuation letter can be taken from the bank .