Ownership transfer of Vehicle Mumbai

Yes, its mandatory to transfer vehicle's insurance policy within 14 days from the date of transfer of vehicle. You wont be able to claim insurance in case of accident or damage if you don't have insurance in your name. 

RC transfer in Mumbai is not online completely . Application can be filled online. Fees can be paid online . However physical submission of application forms and supporting documents is required at Mumbai RTO.

Following are the steps for RC transfer in Mumbai : 

• Visit the official website of parivahan: https://parivahan.gov.in/parivahan/ 
• Select ‘Vehicle related Services’
• Select ‘State’ and input the ‘RTO number’, then click ‘Proceed’
• Select ‘Apply for Transfer of Ownership, Change of Address, Hypothecation [Addition/Continuation/Termination], Duplicate RC)’
• Enter your vehicle details as a Vehicle Registration No. and the last five characters of chassis number
• Fill up the application detail carefully
• Deposit Requisite RTO fees online
• Take print of form 29, form 30 & RTO fees receipt
• Submit signed application forms along with supporting documents to the concerned RTO.
• Application will be scrutanized and processed
• You will get new RC in the name of buyer after one month 

Yes, local address proof is mandatory for RC transfer in Mumbai . Following are the documents which can be used as address proof in Mumbai  :

• Aadhaar card
• Voter Id
• Passport
• Electricity bill
• Telephone bill  (BSNL/ MTNL)
• Registered rent agreement

• Original RC
• Two nos. of  Form 29
• Two nos. of  Form 30
• Copy of insurance policy that is valid
• Address proof copy of the buyer
• Copy of valid pollution control certificate
• Copy of G.I.R./Pan number. and Form No. 60/Form no. 60/Form no. (in the case of cars only)
• NOC from the bank if the vehicle is on loan or subject to hypothecation
• Clearance certificate from parent RTO if it is car and buyer's address is in different RTO jurisdiction
• Traffic challan clearance certificate if there is traffic fine is there  
• Company NOC if seller is a company
• 2 nos. of pencil impression of chachis no. on a plain paper
• PAN card of buyer
• Aadhar card of seller and buyer

RC not transferring after sell/ buy is an offence as per motor vehicle act. The application for ownership transfer of vehicle should be submitted in the RTO within 30 days from the date of sell/ purchase. Seller may be held responsible for any crime, challan related to that vehicle. So, its in the interest of seller to process RC transfer in the RTO immediately after the sell of vehicle.

If the buyer intentionally doesn't  proceed to RC transfer in his name, seller can give written complain to the concerned RTO. RTO in such case blacklist that vehicle. Seller by doing so becomes liability free from any offence occurred in the future.   

Original RC is required for RC transfer in Mumbai. Digilocker RC is not valid for vehicle ownership transfer. If you have lost original RC , then you should apply for duplicate RC first. 

Local address proof is mandatory for RC transfer in Mumbai.

The documents which are acceptable as address proof for RC transfer are :

• Aadhar card
• Voter Id card
• Passport
• Electricity bill

Local NOC is not required for RC transfer of bike within Maharashtra. Transferring  ownership in Mumbai of two wheeler vehicle from different district of Maharashtra can have two possible scenarios :

• No loan on the bike - Application for bike RC transfer can be submitted in Mumbai RTO.
• Loan on the bike - When there is hypothecation on the bike in that case HP termination can be done in the parent RTO only. So, first application for HP termination should be submitted in the parent RTO. Once HP termination is done, after that application for RC transfer documents can be submitted in the Mumbai RTO where buyer lives.

No, rent agreement is generally not accepted as valid address proof for the buyer in Mumbai RTOs. 

If you want to transfer vehicle RC which is registered in Delhi to Mumbai, it needs to follow given steps:

• NOC for vehicle transfer from Delhi to Mumbai
• Re-registration of vehicle in Mumbai & road tax payment
• RC transfer in Mumbai in your name

The Ministry of Road Transport and Highways has made a few changes to the central motor vehicle rules of 1989 to make it easier for people who want to nominate a person in their vehicle registration certificate.

When the owner of a motor vehicle dies, the person nominated on the registration certificate by the deceased or the person who succeeds to the ownership of the car can use the vehicle as his or her own for three months after the owner's death. For this, the individual must notify the registering authorities of the owner's death within 30 days of the death's occurrence.

In case where the owner wants to change the nominee of the motor vehicle in case of contingencies like divorce or division of property, she/he may change the nomination.

Documents required for vehicle ownership transfer in case of death is :

• The succession certificate is required for transfer of ownership, if applying other than surviving member. 
• The surviving member certificate is required if nominee is applying for transfer of vehicle.
• The member of family may also submit the NO Objection Certificate in the name of nominee as names are mention in surviving certificate. The members may appear in person before the registering authority as name mention in the surviving certificate.  
• Death certificate and Form 30 duly fill up by nominee and signed. 
• Self attested copy of valid vehicle insurance. 
• Self attested copy of valid address proof.
• Original vehicle registration certificate.
• NOC and Form 35 from financer / Bank, if the vehicle under Hypothecation agreement.
• Appropriate requisite fee specified in Rule 81 and composite fee if applicable.

You should immediately intimate the concerned RTO where car is registered. RTO will lock the vehicle for any transactions in the RTO. Also you will become liability free for any untoward incident if it occurs. Right now since car is officially in your name, so for any crime, accident etc. you will be held responsible. 

For RC transfer valid insurance is required. It can be either in the name of seller or buyer , doesn't matter. However if you buy it in the name of seller later you will have to apply for insurance transfer in your name . Also if insurance is in the name of seller, you will not get claim for insurance in case of accident. So to avoid these complications its advisable to buy insurance in the name of new owner. 

Unfortunately there is no procedure defined for RC transfer of BH registration number plate vehicles in the RTO. So its advisable not to buy a car which is having BH registration number plate.

A vehicle in India can be transferred any number of times, as long as each ownership transfer is properly done at the Regional Transport Office (RTO). As per motor vehicle act, there is no legal limit to how many times a vehicle can change hands.

Legally, both the buyer and the seller have roles in ensuring the ownership transfer is completed, but primary responsibility lies with the buyer after the sale is made.

Seller's Responsibilities:

Initiate the Transfer Process:

• Submit Form 29 to the RTO notifying the sale.
• Provide all documents required (RC, insurance, PUC, etc.).
• Hand over the original RC, insurance, and NOC (if applicable) to the buyer.

Get a Delivery Note or Sale Agreement:

• To protect themselves from any liability after the handover.

Keep a Copy of All Documents:

• To prove they no longer own the vehicle.

Buyer's Responsibilities:

Apply for Transfer of Ownership:

• Submit Form 30, insurance, ID/address proof, and pay the applicable RTO fees.
• Get the RC updated with their name at the appropriate RTO.

Check for Dues or Pending Challans:

• Clear any road tax dues or fines, if applicable.

Get a New Insurance Policy:

• Or update the existing one with their name.