Do you want to know about Aadhaar eKYC and steps to do it? UIDAI has launched Aadhaar eKYC verification to allow Aadhaar holders to give access for identification confirmation. It is a paperless and electronic verification by protecting privacy and security. The blog covers all details about Aadhaar eKYC.
Aadhaar e KYC
Aadhaar eKYC stands for Electronic Know Your Customer. You have to provide your basic personal details when you apply for mobile SIM card, bank account, or LPG connection. The service provider must confirm these details before processing your application. Aadhaar Card eKYC helps to verify it online, makes the application process simple and quicker. If Aadhaar eKYC verification is successful, you do not need to submit any further documents as proof of identity.
You have to keep your Aadhaar eKYC details accessible and updated. You can submit your KYC information digitally, and the service provider will cross check your Aadhaar information using UIDAI.
Aadhaar eKYC authentication is done by sending OTP to the Aadhaar linked mobile number, or Biometric.
Benefits of E Aadhaar KYC
Following are the benefits of Aadhaar eKYC:
- Aadhaar eKYC process is paperless to make the entire process eco-friendly and quicker
- It prevents identity duplication and fake documents
- eKYC is only possible with the person’s permission
- It completes the verification immediately and in real time
- Accepted by banks, telecom operators, NBFCs, and government departments.
- Aadhaar data is authenticated directly through UIDAI so data privacy is protected
What is the process for e KYC Aadhaar
Following are two methods for Aadhaar eKYC :
- Online using OTP
- Using biometrics
Online Aadhaar eKYC using OTP
- Visit the official website or app of the service provider
(bank, e filing, insurance company, etc.) - Select Aadhaar e KYC
- Enter your 12 digit Aadhaar number
- Provide consent to use Aadhaar details
- Receive an OTP on your Aadhaar linked mobile number
- Enter the OTP for verification
- Verification instantly through UIDAI
- eKYC completed successfully
Aadhaar eKYC using biometrics
- Visit bank branch, Aadhaar Seva Kendra, or authorized service center
- Share your Aadhaar number
- Give fingerprint or iris scan
- Provide digital consent
- UIDAI verifies the details
- eKYC is completed
Aadhaar data shared by eKYC
Data shared by Aadhaar eKYC includes only the basic, verified details required for identity authentication.
Following are the details shared while doing eKYC:
- Full name
- Date of birth or age
- Gender
- Residential address
- Photograph (as per need)
- Masked Aadhaar number or reference ID
No financial, biometric, or sensitive personal data is shared. All information is provided securely as per UIDAI guidelines.
How to know Aadhar Card Virtual ID
FAQs
Is Aadhaar eKYC legal?
Aadhaar eKYC is valid same as any legal document physical verification. It is government approved.
Can Aadhaar eKYC be done without OTP?
Yes. Aadhaar eKYC can be completed using biometric authentication at authorized service centers.
What happens if my mobile number is not linked to Aadhaar?
You cannot complete OTP based eKYC. You must first update your mobile number at an Aadhaar Seva Kendra.
Is Aadhaar eKYC safe for senior citizens?
Yes. Aadhaar eKYC is secure for senior citizens and also available via biometric mode.
1 Pingback